What Is a Title Loan?
A title loan uses your clear vehicle title to help secure the money you borrow. Alabama Title Loans considers your vehicle value, income, and ability to repay, not just your credit history.
Turn Your Car Title Into Cash
Your paid-off car, truck, or SUV can help you get the cash you need. Start with Alabama Title Loans, use your clear vehicle title, and keep driving while you repay.
How Car Title Loans Work
We value your vehicle and use that value to help determine your loan amount. You keep your car and keep driving while you make your payments.
Can You Keep Driving Your Vehicle?
Yes. Qualified borrowers keep their vehicle and continue driving while they repay the loan.
What You Typically Need
Getting started is simple. Have these basics ready so our team can value your vehicle and keep your application moving.
- Your vehicle title, free and clear of liens
- A valid government-issued photo ID
- Proof of income or regular benefits
- Your vehicle for inspection
How the Process Works
- Start online in minutes or call 877-511-2274.
- Bring your clear title, photo ID, proof of income, and vehicle.
- We value your vehicle, show you your loan amount, and help you get Same Day Cash.
Start Online and Get Moving
Tell us about yourself and your vehicle online. A Alabama Title Loans team member will follow up, answer your questions, and help you take the next step.
Why Drivers Choose Title Loans
A title loan puts your vehicle value to work without taking your car off the road. You can request up to $10,000, keep driving, and get straightforward help from Alabama Title Loans.
Title Loans Near You
Use the location finder to choose a nearby Alabama Title Loans, see hours and directions, or call ahead before you visit.
Find Title Loans in Your State
Choose your state to see available products, nearby locations, and the details that apply where you live.
Frequently Asked Questions About Title Loans
What is a title loan?
A title loan is a short-term loan that uses your free and clear vehicle title as collateral. The loan amount depends on factors such as vehicle value, state rules, your need, and your ability to repay.
Do I need a clear title for a title loan?
In most cases, yes. Bring your title to Alabama Title Loans, and our team will confirm that it is ready to use.
Can I keep driving my car with a title loan?
Yes. Qualified borrowers keep their vehicle and continue driving while they repay the loan.
How much cash can I get for my title?
The amount may vary by state, vehicle value, your need, and your ability to repay. In many states, amounts range from $100 to $10,000.
How fast can I get cash?
Get Same Day Cash. Most completed title loans are funded in about 20 minutes.
What do I need to bring?
You may need your lien-free vehicle title, a government-issued photo ID, proof of income or regular benefits, and the vehicle for inspection.
Does credit matter for a title loan?
Credit may be reviewed, but your vehicle value and ability to repay are important parts of the review process.
Are title loans available in every state?
Title loans are offered in the states Alabama Title Loans serves. Use the location finder to see what is available near you.
Explore Related Topics
These pages explain how Alabama Title Loans title loans work, why vehicle value matters, and how qualified customers can get started.
Ready to Turn Your Title Into Cash?
Start online now or call Alabama Title Loans at 877-511-2274. Your vehicle title could help you get the cash you need today.